DISCLAIMER

Union Capital Group is a marketing name for financial services firms in the United States, Europe and Asia.  In the United States, securities are offered through UCAP Securities, LLC, a registered broker-dealer, member FINRA/SIPC, and advisory services are provided by UCAP Asset Management, LLC, an SEC-registered investment adviser.  Both are wholly owned subsidiaries of Union Capital Group USA, LLC.  Investing in securities involves risk of loss that clients should be prepared to bear.  Investment products are not FDIC insured, are not bank guaranteed, and may lose value.  Neither our firms nor any of their affiliates or representatives provide legal, tax or accounting advice.